क्या आप क्रेडिट कार्ड और डेबिट कार्ड में अंतर जानते हैं?

आज कल हर कोई क्रेडिट ओर डेबिट कार्ड का उपयोग कर रहा है लेकिन क्या आपने कभी सोचा है कि डेबिट और क्रेडिट कार्ड में अंतर क्या होता है ?

Image Credit : Google

क्रेडिट कार्ड के इस्तेमाल का सबसे बड़ा फायदा है कि इसमें बिना किसी ब्याज के पैसे दिए जाते हैं।

[{"selector":"#anim-68c6203a-ff19-447c-b263-9025c8c43da6 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-ac09f25f-9931-4080-bed8-c1fe488a1401","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] Image Credit : Google Learn more

क्रेडिट कार्ड से आप ऑनलाइन पेमेंट कर कोई भी वस्तु खरीद सकते हैं। इस पर आपको डिस्काउंट भी मिलता है और पैसों के भुगतान के लिए समय भी।

[{"selector":"#anim-1618a353-d490-4e54-ae2f-d57693994274","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-d93e192f-ae31-4f5f-9a2c-c1cf4f17b08e [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(7.1428571688627045%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Image Credit : Google Learn more

क्रेडिट कार्ड सबसे अधिक लाभ और धोखाधड़ी से सुरक्षा प्रदान करते हैं , आप क्रेडिट कार्ड के लिए आवेदन बैंक शाखा में जाकर भी कर सकते हैं।

[{"selector":"#anim-6e45aaf2-80a0-4ddb-8a56-b9f2cc773d0b","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-33ce935a-2a4c-4420-b50f-f2617797b00c [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Image Credit : Google Learn more

Debit Card एक Plastic Money Card होता है, जिसका use हम ATM machine से money withdraw करने और online payment करने में कर सकते है.

[{"selector":"#anim-01f07479-fcc5-4255-b6a1-f3097a38d743","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-c72627c5-d99c-4072-9656-b8552f3a21c9 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Image Credit : Google Learn more

डेबिट कार्ड के द्वारा आप ऑनलाइन खरीदारी, ऑनलाइन पेमेंट कर सकते हैं। इसके साथ ही आप किसी एटीएम से पैसे भी निकाल सकते हैं।

[{"selector":"#anim-c170d901-ba8e-4572-b44c-f7d5fd40950b","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-ab4ce41f-6539-4e14-810c-33d055668838 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Image Credit : Google Learn more

ग्राहक हर महीने अपने बैंक के एटीएम से पांच बार बिना किसी शुल्क के कैश निकाल सकते हैं. वहीं, किसी और बैंक के एटीएम का इस्तेमाल करने पर यह लिमिट तीन बार है.

[{"selector":"#anim-594490bf-4b74-440a-83e6-d8089eba8ea4","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-24e1e96d-bef7-4443-bf81-08356e52ce19 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Image Credit : Google Learn more

कार्डधारक का नाम एक सुरक्षा सुविधा है जो साबित करती है कि आप क्रेडिट या डेबिट कार्ड के अधिकृत उपयोगकर्ता हैं।

[{"selector":"#anim-e6c2c3f8-dbca-4483-9bea-4865e659b7aa","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-15fca37f-9b2d-45c9-9f4f-3cc903e2f883 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Image Credit : Google Learn more